2024 Roth Ira Contribution Amounts. There are many ways to manage your 401(k) when you retire, and converting the portfolio to an ira is one common approach. The roth ira income limit to make a full contribution in 2024 is less than $146,000 for single filers, and less than $230,000 for those filing jointly.
The cap applies to contributions. Less than $146,000 if you are a single filer.